Who We Are

SecureWealth is a Cape Town based Financial Service Provider (FSP) that has been managing investment funds on behalf of its high net-worth clients for over 20 years. Our clientèle includes companies, trusts, high net-worth families and individuals. We strive to provide prudent investment information and financial advice that promotes capital growth and consistent income. Where possible, SecureWealth deals directly with each preferred provider, thereby avoiding unnecessary costs and reducing fees. Our preferred providers are arguably the most reputable organisations in their respective jurisdictions.

Existing House View

We pursue a combination of a deep-value and a growth approach. This is reflected currently in our strong offshore bias and cautious stance on South Africa, due to all-time high valuations. We prefer the cheaper emerging markets within the emerging market space and emerging markets in general versus the more expensive developed markets.

Our Providers

AllanGray  INV_AM-cmyk-031


Our Team

Mike Carruthers

Mike Carruthers

Mike is the Managing Director of the company and his goal is to grow the company aggressively, but not at the expense of a personal and conscientious approach to our clientele. He intends doing this by employing qualified professionals, offering excellent advice for an equitable fee and acquiring suitable small to medium companies. Under Mike’s leadership SecureWealth has become one of the leading financial services providers in South Africa – cultivating successful relationships with some of the largest and most reputable asset managers in the world. Mike has also completed two Iron-Man triathlons, has been married for 24 years to Gretchen, and has two sons; Brad and Matt.

Maryka Smit

Maryka Smit

BComm – Industrial and Organisational Psychology

Maryka holds a Bachelors Degree in Commerce from Unisa. In March 2002 Maryka relocated to Gallarate in Italy for two years and from there she studied full time through Unisa to complete her Bachelor of Commerce (Industrial and Organisational Psychology) at the end of 2006. Upon returning to South Africa Maryka took up a position at Nedcor in the Group Finance department, and from there she moved to Capitec Bank. She has been working for SecureWealth for 9 years. Maryka has been married to Ché for 12 years, and has a daughter, Chané, and a son, Keean.

Brad Carruthers

Brad Carruthers

BComm Honours Cum Laude – Statistics

Brad completed his undergraduate BComm in Mathematical Sciences at Stellenbosch University, majoring in Pure Maths, Mathematical Statistics and Economics. He graduated Cum Laude in BComm Honours (Statistics) in December 2015, and has passed Level 1 of the Chartered Financial Analyst qualification. Brad was also head-boy and rowing captain at Somerset College in 2010. Brad’s hobbies are lecturing Economics to first year students at Stellenbosch University and public speaking, and he is a very enthusiastic and committed surfer. Brad is currently married to Bronwyn and continues to work part-time for SecureWealth while completing a BComm Honours (Economics) at Stellenbosch University.

Johan Calitz

Johan Calitz

Bachelor of Accounting

Johan has a Bachelors Degree in Accounting from Stellenbosch University. After initially working as an accountant, both locally and abroad, he moved on to become a stockbroker at HSBC Securities and subsequently Independent Securities in Stellenbosch. Johan has since been managing private client portfolios at Prescient Wealth Management and joined the SecureWealth team in January 2016. He enjoys surfing, crayfish diving and plays touch rugby. Johan is married to Christa and has two daughters, Mayah and Helena.

Marcianette Jooste

Marcianette Jooste

Marcianette is presently studying for a BComm Degree from Unisa

Marcianette is expected to complete her degree at the end of 2018. Marcianette has two daughters, Tatum and Jessy. Marcianette is a committed Christian and is the lead singer at her local church, the United in Christ Assemblies in Somerset West.

BComm – Mathematical Sciences Matt completed his undergraduate BComm in Mathematical Sciences at Stellenbosch University, majoring in Economics, Investment Management and Operations Research. He has also completed his BComm Honours (Economics) and will graduate at the end of March. He will sit the Level 1 of the Chartered Financial Analyst qualification in June 2018. Matt was deputy head-boy and captained the men’s first hockey team at Somerset College in 2013. Matt will continue with his hockey career at Somerset West Hockey Club this year (2018) – where he will make every effort to represent the 1st team. Matt hobbies are working out at gym and running, having completed his 1st half-marathon in June 2017.


Gretchen Carruthers

Gretchen Carruthers

Gretchen has been working at SecureWealth for over 9 years and is currently responsible for marketing, events and public relations.

Our Products

Bespoke Share Portfolios


We currently offer local Bespoke Share Portfolios through Investec Wealth and Investment and ABSA Stockbrokers. If you have any queries, please contact one of our professional advisers. Please note that the information below does not constitute financial advice, and should not be taken as such.


We currently offer offshore Bespoke Share Portfolios and Currency Accounts through Investec Wealth and Investment and ABSA Stockbrokers. If you have any queries, please contact one of our professional advisers. Please note that the information below does not constitute financial advice, and should not be taken as such.

Exchange Traded Funds

Exchange Traded Funds (ETFs) trade on major global stock exchanges just like equities, yet they can invest in the same constituents as traditional Unit Trusts/Mutual Funds. They thus allow investors access to a broad range of investment instruments in a single transaction providing instant diversification and generally their expense ratios (i.e. the “admin cost” of your investment) are much lower than the average Unit Trust/Mutual Fund. Please note that the information below does not constitute financial advice, and should not be taken as such.

Exchange Traded Notes

Exchange Traded Notes (ETNs) are similar to Exchange Traded Funds in that they both track an underlying asset, have lower expense ratios and are traded on global stock exchanges. The main difference is that ETNs are more like bonds in that they are unsecured debt issued by an institution. This basically means that while ETFs actually hold the assets they invest in, the institution in question is obligated to pay you the return on ETNs rather than hold the assets they invest in. If you have any questions, please contact one of our professional advisers.

Local Unit Trusts

Unit Trusts fall under the category of Collective Investment Schemes and they fundamentally give any individual access to instant diversification into a large amount of investment vehicles such as bonds, stocks, currencies etc. in a single transaction.

Offshore Mutual Funds

Mutual Funds are the overseas equivalent of Unit Trusts, and we invest in them separately through Franklin Templeton Investments listed on the New York Stock Exchange. Franklin Templeton allows access to almost every market in the world and offers same-day pricing which allows us to access different asset classes and regions immediately. The benefits of investing in Mutual Funds are that there is a much wider range of countries, regions and companies that you can invest in, while still having the advantages of a very liquid and easily accessible investment.

New Generation Retirement Annuities, Living Annuities and Preservation Funds

We deal exclusively in new generation retirement annuities, living annuities and preservation funds offered by Allan Gray which are Unit Trust based, thus providing a more liquid, transparent and cost-effective investment vehicle.


Contact Us

General Inquiries:  +27 (0) 21 852 2435 / info@securewealth.co.za
Mike:                         +27 (0) 83 606 6939 / mike@securewealth.co.za
Maryka:                    +27 (0) 73 273 9547 / maryka@securewealth.co.za
Johan:                       +27 (0) 83 447 8967 / johan@securewealth.co.za
Brad:                         +27 (0) 82 442 7078 / brad@securewealth.co.za
Matt:                         +27 (0) 82 603 3876 / matt@securewealth.co.za
Marcianette:           +27 (0) 84 478 0283 / marcianette@securewealth.co.za
Gretchen:                 +27 (0) 82 606 6939 / gretchen@securewealth.co.za
Fax:                            +27 (0) 86 516 8629

Physical Address:
501 Valderrama
Somerset Links Office Park
De Beers Ave
Somerset West
Western Cape
South Africa


1. The information provided on this SecureWealth website has been compiled for your convenience. SecureWealth makes no warranties about the accuracy or completeness of any information contained on this website.

2. SecureWealth, including its directors, affiliates, officers, employees, agents, contractors, successors and assigns, will not accept any liability for any loss, damage or other injury resulting from its use.

3. Links to other websites are provided for your convenience and SecureWealth is not responsible for the information contained on those websites. The provision of a link to another website does not constitute an endorsement or approval of that website, or any products or services offered on that website, by SecureWealth. SecureWealth will not accept any liability for the use of those links to connect to websites that are not under our control.

4. SecureWealth, its directors, affiliates, officers, employees, agents, contractors, successors and assigns do not accept any liability:

(a) for any investment decisions made on the basis of this information. This website does not constitute financial advice and should not be taken as such. SecureWealth urges you to obtain professional advice before proceeding with any investment.

(b) for any damages or losses whatsoever, arising out of, or in any way related to, the use of this site and any other site linked to this site.

5. The limitation on liability contained in paragraph 4 applies to direct, indirect, consequential, special, punitive or other damages that you or others may suffer, as well as damages for loss of profit, business interruption or the loss of data or information.

6. Nothing in this website constitutes or is intended to constitute an offer of, or an invitation to purchase or subscribe for, securities.

7. SecureWealth reserves the right to make changes, modifications, additions, deletions and corrections to the website, at any time and without notice.

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