Who We Are

SecureWealth is a Cape Town based Financial Service Provider (FSP) that has been managing local investment portfolios, private share portfolios, both local and offshore, and externalized mutual funds on behalf of its high net-worth clients for over 20 years. Our clientèle includes companies, trusts, high net-worth families and individuals. We strive to provide prudent investment and financial advice that encourages capital growth and consistent income. Where possible, SecureWealth deals directly with each preferred provider, thereby avoiding unnecessary fees. Our preferred providers are arguably the most reputable organisations in their respective jurisdictions.

Existing House View

Allan Gray 

For the first time in years, we are overweight South African equities in light of the outstanding value on offer. However, where possible, and according to a client’s investment profile, we prefer Global Emerging Markets. Diversification should be the cornerstone of every investor’s portfolio, and diversifying one’s investments across different regions, currencies and industries reduces one’s risk and enhances the prospects of an acceptable return.

Investec – South Africa

We are overweight SA Inc. shares such as Woolworths, Vodacom and Momentum which have performed poorly but are now offering excellent value.

Investec – International

We prefer a combination of Emerging Market technology growth stocks and high dividend yielding blue chip stocks with strong balance sheets. For instance, Asian technology/internet stocks such as Baidu, JD.Com, Alibaba and Taiwan Semi-Conductor combined with Marks & Spencer, GlaxoSmithKline, British Petroleum and Westpac. This blend creates an exciting degree of diversification combining a steady stream of dividend income and high growth prospects.

Franklin Templeton 

We are overweight emerging markets, beaten-down global oil stocks and gold and precious metals.

Itransact – Exchange Traded Funds 

Our Exchange Traded Fund (ETF) portfolios, managed by Matt Carruthers, are overweight global Emerging Markets which offer far superior value than developed markets.

Our Providers


Our Team

Mike Carruthers

Mike Carruthers

Managing Director

Mike is the Managing Director of the company and his goal is to grow the company aggressively, but not at the expense of a personal and conscientious approach to our clientele. He intends doing this by employing qualified professionals, offering excellent advice for an equitable fee and acquiring suitable small to medium companies. Under Mike’s leadership SecureWealth has become one of the leading financial services providers in South Africa – cultivating successful relationships with some of the largest and most reputable asset managers in the world. Mike has also completed two Iron-Man triathlons, has been married for 27 years to Gretchen, and has two sons; Brad and Matt.

Maryka Smit

Maryka Smit


BComm – Industrial and Organisational Psychology

Maryka holds a Bachelors Degree in Commerce from Unisa. In March 2002 Maryka relocated to Gallarate in Italy for two years and from there she studied full time through Unisa to complete her Bachelor of Commerce (Industrial and Organisational Psychology) at the end of 2006. Upon returning to South Africa Maryka took up a position at Nedcor in the Group Finance department, and from there she moved to Capitec Bank. She has been working for SecureWealth for 12 years. Maryka has been married to Ché for 15 years, and has a daughter, Chané, and a son, Keean.

Johan Calitz

Johan Calitz

Equity Analyst

Bachelor of Accounting

Johan has a Bachelors Degree in Accounting from Stellenbosch University. After initially working as an accountant, both locally and abroad, he moved on to become a stockbroker at HSBC Securities and subsequently Independent Securities in Stellenbosch. Johan has since been managing private client portfolios at Prescient Wealth Management and joined the SecureWealth team in January 2016. He enjoys surfing, crayfish diving and plays touch rugby. Johan is married to Christa and has two daughters, Mayah and Helena.

Matthew Carruthers

Matthew Carruthers

Research Analyst

BComm Hons – Economics

Matt completed his undergraduate BComm in Mathematical Sciences at Stellenbosch University, majoring in Economics, Investment Management and Operations Research. He also completed his BComm Honours (Economics) in 2018. He sat Level 2 of the Chartered Financial Analyst qualification in June 2019. Matt was deputy head-boy and captained the men’s first hockey team at Somerset College in 2013. Matt will continue with his hockey career at Somerset West Hockey Club this year (2018) – where he will represent the 1st team. Matt’s hobbies are working out at gym and running, having completed his 1st half-marathon in June 2017.


Brad Carruthers

Brad Carruthers

Part-Time Research Analyst

BComm Honours Cum Laude – Statistics

Brad completed his undergraduate BComm in Mathematical Sciences at Stellenbosch University, majoring in Pure Maths, Mathematical Statistics and Economics. He then graduated Cum Laude in BComm Honours Statistics (2015) and Cum Laude BComm Honours Economics (2018), and has passed Level 1 of the Chartered Financial Analyst qualification. Brad was also head-boy and rowing captain at Somerset College in 2010. Brad is currently married to Bronwyn and continues to work for SecureWealth. Brad is currently studying a Masters in Statistics (Research) at the London School of Economics.

Marcianette Jooste

Marcianette Jooste

Internal Compliance Officer

Marcianette is presently studying for a BComm Degree from Unisa. Marcianette is expected to complete her degree at the end of 2018. Marcianette has two daughters, Tatum and Jessy. Marcianette is a committed Christian and is the lead singer at her local church, the United in Christ Assemblies in Somerset West.

Our Products

Bespoke Share Portfolios


We currently offer local Bespoke Share Portfolios through Investec Wealth and Investment and ABSA Stockbrokers. If you have any queries, please contact one of our professional advisers. Please note that the information below does not constitute financial advice, and should not be taken as such.


We currently offer offshore Bespoke Share Portfolios and Currency Accounts through Investec Wealth and Investment and ABSA Stockbrokers. If you have any queries, please contact one of our professional advisers. Please note that the information below does not constitute financial advice, and should not be taken as such.

Exchange Traded Funds

Exchange Traded Funds (ETFs) trade on major global stock exchanges just like equities, yet they can invest in the same constituents as traditional Unit Trusts/Mutual Funds. They thus allow investors access to a broad range of investment instruments in a single transaction providing instant diversification and generally their expense ratios (i.e. the “admin cost” of your investment) are much lower than the average Unit Trust/Mutual Fund. At the moment, our preferred ETF is the Satrix MSCI Emerging Markets ETF.  Please note that the information below does not constitute financial advice, and should not be taken as such.

Exchange Traded Notes

Exchange Traded Notes (ETNs) are similar to Exchange Traded Funds in that they both track an underlying asset, have lower expense ratios and are traded on global stock exchanges. The main difference is that ETNs are more like bonds in that they are unsecured debt issued by an institution. This basically means that while ETFs actually hold the assets they invest in, the institution in question is obligated to pay you the return on ETNs rather than hold the assets they invest in. If you have any questions, please contact one of our professional advisers.

Local Unit Trusts

Unit Trusts fall under the category of Collective Investment Schemes and they fundamentally give any individual access to instant diversification into a large amount of investment vehicles such as bonds, stocks, currencies etc. in a single transaction.

Offshore Mutual Funds

Mutual Funds are the overseas equivalent of Unit Trusts, and we invest in them separately through Franklin Templeton Investments listed on the New York Stock Exchange. Franklin Templeton allows access to almost every market in the world and offers same-day pricing which allows us to access different asset classes and regions immediately. The benefits of investing in Mutual Funds are that there is a much wider range of countries, regions and companies that you can invest in, while still having the advantages of a very liquid and easily accessible investment.

New Generation Retirement Annuities, Living Annuities and Preservation Funds

We deal exclusively in new generation retirement annuities, living annuities and preservation funds offered by Allan Gray which are Unit Trust based, thus providing a more liquid, transparent and cost-effective investment vehicle.

Risk Warning

  1. The advice you see on this website is general advice and may not be suitable to every investor.
  2. You should not speculate with money you cannot afford to lose.
  3. Markets can rise and fall and previous performance is no indication of future returns.
  4. Broadly, the best investment you can make is to settle outstanding debt first.
  5. Currency movements play an important part in the return of your investment, and may impact your portfolio positively or negatively.
  6. On average, smaller companies will be riskier than larger well established companies.
  7. Generally, emerging markets will be more volatile than developed markets.
  8. Historically, buy and hold investing produces superior long-term returns compared to short-term trading.
  9. Diversification is the simplest way to reduce risk and produce an acceptable return.
  10. There is no free lunch.


Contact Us

General Inquiries:  +27 (0) 21 852 2435 / info@securewealth.co.za
Mike:                         +27 (0) 83 606 6939 / mike@securewealth.co.za
Maryka:                    +27 (0) 73 273 9547 / maryka@securewealth.co.za
Johan:                       +27 (0) 83 447 8967 / johan@securewealth.co.za
Matt:                         +27 (0) 82 603 3876 / matt@securewealth.co.za
Marcianette:           +27 (0) 84 478 0283 / marcianette@securewealth.co.za
Gretchen:                 +27 (0) 82 606 6939 / gretchen@securewealth.co.za
Fax:                            +27 (0) 86 516 8629

Physical Address:
501 Valderrama
Somerset Links Office Park
De Beers Ave
Somerset West
Western Cape
South Africa


1. The information provided on this SecureWealth website has been compiled for your convenience. SecureWealth makes no warranties about the accuracy or completeness of any information contained on this website.

2. SecureWealth, including its directors, affiliates, officers, employees, agents, contractors, successors and assigns, will not accept any liability for any loss, damage or other injury resulting from its use.

3. Links to other websites are provided for your convenience and SecureWealth is not responsible for the information contained on those websites. The provision of a link to another website does not constitute an endorsement or approval of that website, or any products or services offered on that website, by SecureWealth. SecureWealth will not accept any liability for the use of those links to connect to websites that are not under our control.

4. SecureWealth, its directors, affiliates, officers, employees, agents, contractors, successors and assigns do not accept any liability:

(a) for any investment decisions made on the basis of this information. This website does not constitute financial advice and should not be taken as such. SecureWealth urges you to obtain professional advice before proceeding with any investment.

(b) for any damages or losses whatsoever, arising out of, or in any way related to, the use of this site and any other site linked to this site.

5. The limitation on liability contained in paragraph 4 applies to direct, indirect, consequential, special, punitive or other damages that you or others may suffer, as well as damages for loss of profit, business interruption or the loss of data or information.

6. Nothing in this website constitutes or is intended to constitute an offer of, or an invitation to purchase or subscribe for, securities.

7. SecureWealth reserves the right to make changes, modifications, additions, deletions and corrections to the website, at any time and without notice.

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